Legal Services
Legal matters dealt with & solved quickly. Serving London, Ontario and surrounding area.
Adult Guardianship
Free Education on what it means to be an Adult Guardian for your 18+ Adult Child, or incapable adult loved-one & access to an affordable Guardianship of Property Application Service with TBH admin.
Commissioner & Notary Public
Document commissioning and notarization. In-person appointments are required at our St. Thomas location.
How To Become a Guardian of Property
TBH admin provides an affordable Guardianship of Property Application Service as required by the Office of the Public Guardian and Trustee (PGT).
Welcome to TBH Legal
TBH.... To Be Honest
The name says it all.
When you retain TBH legal, you can be assured that the Paralegal Rules of Conduct and Paralegal Professional Conduct Guidelines are followed and taken very seriously.
According to the Paralegal Rules of Conduct, a paralegal shall be honest and candid when advising clients (Rule 3.02(2)). Specifically, according to Guideline 7,
1. A paralegal has a duty of candour with the client on matters relevant to the retainer. A paralegal is required to inform the client of information known to the paralegal that may affect the interests of the client in the matter.
2. A paralegal must honestly and candidly advise the client regarding the law and the client’s options, possible outcomes and risks of his or her matter, so that the client is able to make informed decisions and give the paralegal appropriate instructions regarding the case. Fulfillment of this professional responsibility may require a difficult but necessary conversation with a client and/or delivery of bad news. It can be helpful for advice that is not well-received by the client to be given or con-firmed by the paralegal in writing.
Being honest and candid means that you must be truthful and forthright in advising your client about all matters, including options that may shorten the duration of a legal action or lower its cost, even if it might mean less profit for you in the long run. It is important that clients have a clear under-standing of all possible outcomes.
Personal Information Protection and Electronic Documents Act – (PIPEDA)
TBH Legal collects, uses, discloses, retains, and disposes of your personal information in compliance with federal and provincial privacy legislation and applicable Law Society of Ontario regulations. Any person in contact with your personal information will have signed a confidentiality form and will have been trained in the appropriate use and protection of your information.
Your information may be used for the following reasons:
- To perform the required conflict checks prior to opening a new file
- In securing a retainer
- To conduct a credit check
- upon the request of a government institution with the requisite lawful authority to enforce or administer a law of Canada or of a province
- as required by law
- in the course of preparing for the litigation
- in the drafting and delivery of a pleading
- in the drafting and delivery of communications with the other involved party(ies)
- to advise you of new services being offered
PIPEDA provides that, upon written request, an individual shall be informed of the existence, use, and disclosure of his or her personal information and shall be given access to that information. Individuals may also challenge the accuracy and completeness of the information and have it amended as appropriate.
PIPEDA requires organizations to respond to access requests within 30 days at minimal or no cost.
TBH legal pledges to follow the Paralegal’s Rules of Conduct when it comes to being confidential with your information.
The paralegal’s duty of confidentiality is set out in the Paralegal Rules of Conduct- Rule 3.03:
- A paralegal shall, at all times, hold in strict confidence all information concerning the business and affairs of a client acquired in the course of their professional relationship and shall not disclose any such information unless: (a) expressly or impliedly authorized by the client; (b) required by law or by order of a tribunal of competent jurisdiction to do so; (c) required to provide the information to the Law Society; or (d) otherwise permitted by this rule.
- The duty of confidentiality commences at the very outset of the paralegal – client
relationship, even prior to a retainer, and continues indefinitely after the paralegal has ceased acting for the client.
*This means it applies to all stages of the legal action, including ADR (ie: Mediation), and even applies to prospective clients, whether or not a paralegal – client relationship is even entered into. In addition, it applies to all information acquired during the paralegal – client relationship, whether or not the information is relevant to the matter for which the paralegal is retained.
NOTE: Visiting this website does not create a paralegal-client relationship. No duty of confidentiality is owed to you as a result of you having only visited this website.
Practice Areas
Employment Law
Were you wrongfully terminated? Are you being harassed in the workplace? Is your employer breaking the law? Your obligations as an employee and employer... what you need to know.
Small Claims Court
Do you want to sue? or Are you being sued? Let us take you through the Small Claims Court process.
Contract Law
There are certain things the courts look for to make a contract valid and things that make a contract invalid. Has your contract been breached?
Human Rights Tribunal of Ontario
When you have been discriminated against, we will file a complaint and will find a solution.
Demand Letters
When you have tried to be nice, but have gotten no results. A well written letter from a licensed legal professional can go a long way.
Eviction Letters for Rooming Houses
An official notice letter on your behalf, to be used as a “Notice to Move Out / Terminate the Tenancy” notification is the best way a Rooming House landlord can legally evict a boarder. This service is offered by TBH legal ONTARIO-wide.
Commissioner and Notary Public
In-person Commissioning and Notarizing of your documents. Commissioning and notarizing services by TBH legal are offered ONTARIO-wide.
Meet Rachel Merucci
“I want to help, because I know how it feels to be in your shoes.”
The services offered by TBH legal are specifically chosen, and 100% inspired by facets of my life where I have been on my own, figuring out how to make things work. My experiences may not be exactly the same as yours, but I can guarantee that in whatever area you reach out to me for, I have either been there personally or have been holding someone’s hand.
I have been wronged, I have been given the run-around, I have pieced together resources and have advocated for my family, friends, and for myself when no one would help or even listen because I couldn’t afford to pay big retainers.
My personal and professional experiences, and my passion for doing what is right, will be to your advantage.
I am so excited to work with you! Thank you for choosing TBH legal!
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NOW AVAILABLE!➡️ REQUEST A LINK TO VIEW THIS FREE WEBINAR! “Before & After age 18 - Four Financial Experts Give Their Top 5 Tips for Transitioning To Adulthood"with Carla Dew, Disability Funding Advocate - ODSP expertwith Shannon Lerner - Insurance Advisor - Life Insurance expertwith Ed Arbuckle, CPA - Trusts & Taxes (& Estate Planning) expertwith Frank Gasper - Registered Disability Savings Plan (RDSP)expert~ in partnership with TBH legal / TBH adminWHAT YOU WILL LEARN:This FREE video showcasing the TOP 5 TIPS - BEFORE and AFTER age 18 - from four (4) Financial experts who professionally advise persons who have a disability, and/or caregivers who are making financial decisions for their mentally incapable loved-ones. Includes 4 x 15 minute presentations with a specific focus on:-the Ontario Disability Support Program (ODSP), -Life Insurance for Mentally Incapable Adults, -Trusts and Taxes (Estate Planning), and -Registered Disability Savings Plans (RDSP)also... 1 hour Q & A SESSION with our financial experts.WHO SHOULD VIEW THIS VIDEO:🔵 Individuals with disabilities🔵 Parents of teens/young adults with disabilities🔵 Care-Workers for those who assist caregivers/parents/families of mentally incapable adults➡️ REQUEST THE LINK TO VIEW THE VIDEO HERE:tbhlegal.ca/.../adult-guardianship-care-worker.../or Email: info@tbhlegal.ca🇨🇦The information in this presentation is geared to individuals with disabilities, and Caregivers / Care-Workers of Incapable Adults who reside in Ontario, Canada🇨🇦ABOUT THE (4) EXPERTS / PRESENTERS:EXPERT #1About Carla Dew, Disability Funding Advocate (ODSP expert):Carla Dew is a Disability Funding Advocate who supports individuals with disabilities and their caregivers across Ontario review their ODSP funding and navigate the steps needed to secure the support they qualify for.With over 20 years of personal experience as both a caregiver and advocate for her son, Carla understands firsthand how overwhelming, confusing, and frustrating navigating the funding system can be. When Carla successfully advocated for a correction in her son's ODSP status, his monthly funding increased significantly. That experience opened her eyes to how many families may be receiving less support simply because they are unaware of their options.This awareness led to Carla starting her own business, ClearPath, where she helps families access the disability funding that they qualify for.Contact CLEAR PATH for your FREE 15 Minute Consultation:Carla Dew, Disability Funding AdvocateTel: 519-702-6403Email: yourclearpath.ca@gmail.comwww.yourclearpath.caEXPERT #2About Shannon Lerner, Financial Advisor (Life Insurance+ Expert):Shannon is a financial advisor in Cambridge who works with people who have disabilities and their families. She manages her own disability, while also providing care to family members with disabilities. As a financial advisor, she loves being able to answer the question "What if?" and provide peace of mind to families. Shannon has been working in the financial industry for 20+ years in various roles. She is licensed to provide advice on life and living benefits insurance in Ontario and has access to dozens of insurers in the Canadian marketplace. Shannon also offers mutual funds through “Investia”."Fundamentally, health and life insurance needs are about paying the bills. If the unexpected happens to you, like an illness or disability, will you still be able to pay the bills? If you die unexpectedly, will your family be able to maintain their current lifestyle?"BOOK YOUR FREE 15-MINUTE INTRODUCTORY MEETING WITH SHANNON LERNER:Shannon Lerner, Financial AdvisorTel: 877-242-9116 x 110Cell: 519-594-1631Email: shannon@wrightwealth.caEXPERT #3About Ed Arbuckle, CPA (Trusts & Taxes & Estate Planning Expert):Ed Arbuckle is a Chartered Professional Accountant and Author of the book "The Family Guide to Disability and Personal Finances."Ed's practice “Personal Wealth Strategies”, offers a variety of professional services dealing with all elements of family wealth management and related personal implications. Ed concentrates primarily on personal tax planning, retirement planning, estate planning, and planning for individuals with disabilities.He also currently contributes articles on financial and tax planning to the MoneySaver magazine.FOR TAX SERVICES OR ADVICE CONTACT:Ed Arbuckle, CPA, FCAPhone or Text: 226-220-2846Email: edarbuckle1@gmail.comEXPERT #4About Frank Gasper, Financial Advisor (RDSP Expert):Frank Gasper is a Financial Advisor and founder of CSR Wealth Management. He has been helping individuals and families with financial planning, investments and long-term financial strategies for about 30 years.Frank has developed a particular passion for helping families living with disabilities better understand programs such as the Disability Tax Credit (DTC) and Registered Disability Savings Plan (RDSP), and how they can fit into a family's bigger financial picture.His approach is simple: educate first, make complicated things easier to understand, and help people discover opportunities they may not even know exist.BOOK A MEETING WITH FRANK GASPER:Frank Gasper, Financial AdvisorTel: 905-792-8112 Cell: 647-226-8921Email: frank@csrwealth.ca➡️ REQUEST THE LINK TO VIEW THE VIDEO HERE:tbhlegal.ca/.../adult-guardianship-care-worker.../or Email: info@tbhlegal.ca🇨🇦The information in this presentation is geared to individuals with disabilities, and Caregivers / Care-Workers of Incapable Adults who reside in Ontario, Canada🇨🇦____________________If you are researching Adult Guardianship, please contact TBH legal / TBH admin today for more information*!🔵 tbhlegal.ca/adult-guardianship/🔵 tbhadmin.ca/☎️ 519-777-9303📧 info@tbhlegal.ca or info@tbhadmin.ca*Information applies to residents of Ontario, Canada 🇨🇦 Only.#TBHlegal #TBHlegalOntario #paralegal #paralegalservices #guardianship #guardianshipplanning #guardianshipmatters #AdultGuardianship #OneVoice #becauseweareateam #guardianofproperty #guardianshipofproperty #guardianshipforpropertynottheperson #ASD #autism #teenstoadults #TransitiontoAdulthood #developmentaldisabilities #rachelmerucci #cerebralpalsy #FASD #downsyndrome #adhd #cerebralpalsy #FetalAlcoholSpectrumDisorder #braininjury #neurologicaldisorder #severementalillness #incapacity #stroke #Parkinsons #ParkinsonsDisease #alzheimers #caregiver #careworker #nurses #psw #socialworkers #geriatriccare #retirementhome #longtermcare #dementia #stthomasontario #stthomasproud #londonontario #ontario #notarypublic #notaryservices #NotaryPublicServices #TBHadmin
TBH legal POA-W DAY (Monthly 2026 Event) for OCTOBER is Friday, October 9, 2026.POA-W Days are an opportunity for you to complete your Will and Powers of Attorney for only $100 (+HST). What you need to bring for "POA-W" Days:🟡 Your completed original will (can be purchased online, in store, digitally, or by using a Certified Executor Advisor... email info@tbhlegal.ca for details)🟡 Your completed Powers of Attorney (can be downloaded online for free- check our website) 🟡 You will need to bring 1 witness with you for the Will (TBH will provide the second witness)🟡 Affidavit of Executions will be provided for your witnesses to complete on-siteThe "POA-W Package" on these days are only $100 (+HST).➡️Registration is Required. Learn More, Register, and Pick Your Date HERE: forms.office.com/r/kGtNa8sC1p➡️POA-W Days are In-Person Events. Located in St. Thomas, Ontario.🇨🇦tbhlegal.ca/commissioner-notary-public/#TBHlegalOntario #TBHlegal #notarypublic #notaryservices #paralegal #paralegalservices #commissioner #stthomasontario #stthomasproud #LondonOntario #ontario #RachelMerucci #POA #powerofattorney #POAofproperty #POAofPersonalCare #diypoa #diywill #truecopyattestation #truecopy #witness
🍂 October 2026 is here! 🍂 Please join TBH legal / TBH admin in the following October 2026 events:🟡 Friday, October 9, 2026 - POA-W DAY! (2026 Monthly Event)POA-W Days are an opportunity for you to complete your Will and Powers of Attorney for only $100 (plus HST).WHAT YOU NEED TO BRING:-Your completed original will (can be purchased online, or in store, or created by a Certified Executor Advisor),-Your completed Powers of Attorney (can be downloaded online for free- check our website)-2 witnesses are required, You will need to bring 1 witness with you and 1 witness will be provided by TBH legal.Registration is Required. Please register and pick your date by using this link: forms.office.com/r/kGtNa8sC1pPOA-W Days are In-Person Events. Located in St. Thomas, Ontario.🧡 Monday, October 12, 2026 ~ Thanksgiving Day Holiday 🦃 ~ Office is Closed. Visit todoontario.com/events/tag/thanksgiving-weekend-activities-events-ontario/ ... for some fun Thanksgiving Weekend ideas/events to do with your family!🔵 Wednesday, October 21, 2026 - 4-7PM ET"JUMBO Business After 5 - Small Business Week" Trade ShowOPEN & FREE TO THE PUBLIC!Organized by the St. Thomas & District Chamber of Commerce50+ small businesses are being showcased from the St. Thomas area. ~ TBH legal / TBH admin will be there! 👍LOCATION: (free parking)St. Anne's Centre 20 Morrison DriveSt. Thomas, ON🎃 Saturday, October 31, 2026 ~ Halloween Day 🎃 ~ Be Safe & Have Fun!Visit www.destinationontario.com/en-ca/articles/halloween-for-grown-ups-ontario?gad_source=1&gad_campai... ...for some fun Halloween events to do with your family!__________________________________________________________________REGULAR REMINDERS OF TBH LEGAL / TBH ADMIN RESOURCES🔵 Was Your Child Born in 2008-2010? - If your teen child has a developmental disability and will soon be transitioning to adulthood, REGISTER for Transitioning to Adulthood Education & Important Reminders HERE: tbhlegal.ca/adult-guardianship/COMING SOON! "Getting On-Track to Adulthood" Checklist and Resource List for Caregivers. (Ontario, Canada🇨🇦)🔵 "ADULT GUARDIANSHIP - FREE 1 on 1, 30 Minute ConsultationsFor those "Almost Ready" and who have attended/viewed "Adult Guardianship EXPLAINED", book your own 30 minute consultation (by ZOOM or by phone). For those who have some questions before getting started. Let's Talk!Book your appointment here: tbhlegal.setmore.com*Information applies to residents of Ontario, Canada 🇨🇦 Only.*Sessions reserved for those who are NOT YET Guardians.🔵 "Adult Guardianship EXPLAINED*" Pre-RECORDEDThis informative FREE 60 minute webinar is geared towards understanding what "Guardianship" really means and which guardianship (if any) is right for you. A MUST WATCH for parents who have a teen/young adult with a developmental disability, or for caregivers of an incapable adult who does not have a POA in place.REQUEST TO VIEW THE VIDEO HERE: tbhlegal.ca/webinars/adult-guardianship-explained/*Information applies to residents of Ontario, Canada 🇨🇦 Only.2 VERSIONS To Choose From!➡️Video #1 - "Adult Guardianship Explained - Adult Child Edition" (For Incapable Adults who have been mentally incapable all of their life. ie: Profound Developmental Disability)➡️Video #2 - "Adult Guardianship Explained - Incapable Adult Edition (For Incapable Adults who due to "accident" or "illness" have become incapable later in life. ie: Dementia)🟡 NOTARY SERVICESFor more information on TBH legal's Notary Public services, packages, and pricing visit: tbhlegal.ca/commissioner-notary-public/Call 519-777-9303, Email info@tbhlegal.ca, or Book Your Own 15 minute, 30 minute, or 1 hour appointment "Online" using this Link: tbhlegal.setmore.com__________________________________________________________________Please share this post with your friends!🙂tbhlegal.ca/tbhadmin.ca/#TBHlegal #TBHlegalOntario #paralegal #paralegalservices #guardianship #guardianshipplanning #guardianshipmatters #AdultGuardianship #OneVoice #becauseweareateam #guardianofproperty #guardianshipofproperty #guardianshipforpropertynottheperson #ASD #autism #teenstoadults #TransitiontoAdulthood #developmentaldisabilities #rachelmerucci #cerebralpalsy #FASD #downsyndrome #adhd #cerebralpalsy #FetalAlcoholSpectrumDisorder #braininjury #neurologicaldisorder #severementalillness #incapacity #stroke #Parkinsons #ParkinsonsDisease #alzheimers #caregiver #careworker #nurses #psw #socialworkers #geriatriccare #retirementhome #longtermcare #dementia #stthomasontario #stthomasproud #londonontario #ontario #notarypublic #notaryservices #NotaryPublicServices #TBHadmin
TBH legal Publications
